Owning a sporting horse can be expensive as not only do owners buy feed regularly, pay for farriers, buy horse bedding and much more, they also have to consider high costs like vet fees. Horseback riding is classified as a high-risk sport, so it is highly recommended that owners and riders obtain sports insurance specifically designed to cover vets’ fees, medical costs, and even legal fees.<\/p>\n
Sporting Horse Insurance can help give owners peace of mind and financial security. However, purchasing this type of insurance can be daunting, as many insurance companies in this area offer many different policies. Owners can use Equine Compare to compare policies in order to choose the best insurance company for them and the most suitable custom and tailored insurance policy. The site allows owners to view policies side by side in a clear and simple results table. Results can also be filtered according to the needs of the horse and horse owner. Here are some factors you may want to consider when comparing insurance:<\/p>\n
Your horse’s age<\/strong><\/p>\n Equine insurance companies have their own rules regarding the age of the animal for their standard horse and veteran horse insurance policy. As a general rule, sport horses 16 years of age or older are considered to be veterans and therefore need a veteran policy. Our horse insurance comparison table shows both Standard and Veteran horse coverage policies depending on the age of the horse.<\/p>\n What will your horse be used for?<\/strong><\/p>\n Sport horse owners must declare to insurance companies the level of riding\/work the animal will be required to do. This may greatly determine the terms of the policy and the cost of coverage. Insurance companies may place the animal in a category such as unaffiliated, affiliated, or competitive; These categories vary between insurance companies.<\/p>\n The value of your sport horse<\/strong><\/p>\n Owners can pay thousands of pounds to tens of thousands of pounds for a horse, depending on the riding level and breed line they choose. Insurance companies base the cost of the policy on the value of the animal. This is why Equine Compare does not display the cost of horse insurance premiums in the results table; There are a lot of factors to consider. Owners really need to get a custom quote from the company to make sure the insurance is the best for their particular circumstances. The general rule is that the higher the horse’s value, the higher the premium.<\/p>\n